Annual and Single policies can be arranged for:
An individual policy provides cover for one person only.
A couple are two individuals living at the same address.
A family is either one or two parents travelling with their child or up to 5 children (under 18 years) for whom they are legal guardians and who all reside together.
A group is 2 or more people travelling together, regardless of their relationship.
Check with your insurance provider whether everyone insured on an Annual policy must live at the same address.