Some forms of business travel are covered under travel insurance policies for example attending business meetings, conferences or seminars. Other types of business are not covered, especially anything that involves manual work, professional sports or professional entertaining (e.g.. a musician playing at a concert).
Many policies have the option to add extra Business cover to your policy. This can include accidental loss, theft or damage to business equipment and additional costs for a business colleague to take your place if you are not well enough to travel. The limits of cover vary and will be set out in the policy wording.